Peer-to-peer (P2P) lending enables individuals to obtain loans directly from other individuals, cutting out the financial institution as the middleman. P2P lending is also known as "social lending" or "crowd lending". This form already has the default P2P lending platform settings selected. If you are not sure, do not change the default settings. Additional options and features you can add to our agreement. This online calculator allows you to get a preliminary price for software with your settings.