You can see the rules and regulations in other jurisdictions.
Under Spanish law, only duly authorised entities may render professional payment services. As mentioned in Section II, the BoS grants this authorisation. Since the implementation of PSD II into Spanish law, TPPs have been able to access their clients' payment accounts for the purposes of providing the services regulated under PSD II.1
Legal support for FinTech and Blockchain projects
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You can launch your platform by paying $5000 initially and the rest after 6-12 months if your business grows