You can see the rules and regulations in other jurisdictions.
Through IFCs, crowdfunding can be provided in many forms, including peer-to-peer lending, where investors grant loans to recipients, equity crowdfunding, where investors buy equity interests in recipient corporations, or co-investment in projects and assets. A joint venture between investors and recipients involves the investor purchasing an interest in a current or future asset or the recipient's income or proceeds from a project.1
IFC platforms must, among other requirements, provide information about the selection of recipients and projects, the terms for due diligence, and a risk profile of the investments, including repayment details, formalization of the transactions, and a report to credit information companies on these investments.1
There are limits to the transactions that may be offered through IFC platforms. These limits include the maximum amount that recipients can request and the maximum amount a single investor may invest.1
IFCs must comply with financial consumer protection laws aimed at providing transparency and certainty to all parties involved in agreements. Fees and costs must also be clearly disclosed and approved by the CNBV.1
